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Benefits At A Glance

Extended Health Care – Without Emergency Medical Travel Coverage

Health Wise Core Coverage

Health Wise Plus Enhanced Coverage
Benefit choice locked in?
NoYes, for 24 months
Coverage Level
80%
Overall Maximum
$10,000 per calendar year
Direct Pay Drugs
Choice of $1,200 or $2,000
maximum per calendar year;
Accidental Dental
$1,000 maximum per calendar
year
Defined Lifestyle Prescription Drugs
(hair loss and erectile dysfunction medication)
None50%, $150 maximum per
calendar year
Vision care
$425 maximum per 24 rolling
months
$550 maximum per 24 rolling
months
Hearing Aids
$700 maximum per 36 rolling
months
$900 maximum per 36 rolling
months
Paramedical Services
Paramedical Practitioners

Chiropractor, physiotherapist, athletic therapist, massage therapy, psychologist, speech therapist, naturopath, acupuncturist, osteopath, and podiatrist/chiropodist

$1,000 combined maximum per
calendar year
$1,200 combined maximum per
calendar year
Medical aids, appliances, ambulance, diagnostics
Included, specific maximums apply. See Included, specific maximums apply. See
Private Duty Nursing
$3,000 maximum per 3 consecutive calendar years$3,000 maximum per 3 consecutive calendar years
Prescribed Health Education Programs
$100 maximum per calendar year$100 maximum per calendar year
Private or Semi-private Hospital Room
100%,maximum of $144/day100%,maximum of $144/day
Home Care
$50/day, maximum 10 days after hospital stay$50/day, maximum 10 days after hospital stay
Emergency Travel Insurance
No CoverageNo Coverage
Limits shown are for each insured person