July 16, 2020

COVID-19 Known Event Travel Declaration

As we ease back into travel with the anticipation of travel restrictions lifting, it’s important to understand your coverage.

Please review the following information related to COVID-19 to understand how it relates to Trip Cancellation benefits included in your policy.

Trip Cancellation Benefits:

It is important to note that travel insurance is intended to cover the unexpected. Any claims resulting from events or circumstances known to you when purchasing insurance are not covered.

As COVID-19 is an ongoing, global pandemic, effective August 1st, 2020, Allianz has determined COVID-19 to be a known event for Trip Cancellation benefits.

  • As a result, for trips purchased on or after August 1st, 2020, Trip Cancellation claims related to a Government of Canada travel advisory being issued due to COVID-19 for your destination will not be payable.
  • Trip Cancellation benefits will still be eligible if you contract COVID-19 in your home province prior to your departure date and need to cancel your trip as a result, regardless of when your trip is purchased.
  • For trips that were purchased before August 1st, 2020, you will still be eligible to claim for Trip Cancellation if the Government of Canada issued a travel advisory related to COVID-19 after the date of purchase and prior to your departure date, that advised against non-essential travel (Level 3) or all travel (Level 4) to your destination.
Known Event Declaration