Benefit Plans
It's time to get the most out of your health benefit plan
With ARTA, you choose the plan that best suits your needs. ARTA isn’t just a Health Benefits provider for retirees, we have plans to meet the needs of members of all ages!
ARTA welcomes members from many different professions, including the education field, public service, and private industry. Depending on the nature of your work, you may meet different qualification criteria.
Our easy-to-use tool will help determine your eligibility to join ARTA as well as provide plan comparisons and premiums if you are.
The Highlights
Extended Health Care Plan Options to Fit Your Life
ARTA offers plan diversity that covers a variety of lifestyles. You choose the level and style of coverage that best suits your unique goals leading to and following your retirement, including options for single, couple, and family coverage.
Emergency Travel Coverage
Offers coverage for sudden and unforeseen medical travel expenses when you leave your province of residence. ARTA travel coverage is unique and does NOT include a termination age, pre-existing conditions clauses, or stability clauses.
Trip Cancellation and Interruption Insurance
Covering up to $10,000 per covered person, per trip.
Dental Care Options
Dental options with preventative, major restorative and orthodontic coverage available.
Virtual Health Resources
Included in all ARTA Extended Health Care Plans
ARTACares
Navigating the heathcare system can be complex, but ARTACares is here to help. ARTACares provides support to you and your family during times of need, such as during a serious illness, injury, surgery, or even for lingering concerns such as chronic illness. A nurse can provide support by addressing your health or caregiving challenges and proving tangible solutions.
Inkblot
Maintaining your mental health is just as important as maintaining your physical health. Inkblot is a Member Assistance Program (MAP) that can match covered members with counselling services suitable to their need and preferences.
Sessions can be held by phone, online, or in-person with same-day appointments available. Up to five hours of individual counselling and five hours of couples' counselling is available annually, per person.
Maple
Instantly connect with a Canadian-licensed doctor for medical care from your phone, tablet, or computer – any time, 24/7. Maple's online doctors in Canada can treat many conditions without you ever having to leave home, including allergies, asthma, a cold, the flu, infections, pink eye, sore throat, and many more. The average wait time to speak with a doctor is less than 10 minutes.
ARTA has one of the best voluntary Benefit Plans in Canada.
Established in 1995 by retired teachers for like-minded professionals.
There is a 60 day enrolment window.
If you apply for coverage before, or within 60 days after leaving another group insurance plan, you can join the benefit plan without a medical questionnaire. Apply early so your program is in place when your current coverage ends.
Late Applicants
If you apply for Emergency Travel benefits after the 60 day enrolment window, you may still apply. However you will need to complete a medical questionnaire, and your travel coverage may be denied. If you apply for Dental Care as a late applicant your coverage in your first year of coverage is prorated. You can enrol in Extended Health Care benefits at any time.